/* Homepage reference treatment. Shared product, career and CRM styles stay scoped. */
.home-page{--home-navy:#032b4b;--home-red:#ed0738;--home-cta-red:#df0735;--home-muted:#4d6480;background:#fff}
.home-page .wrap{width:min(1320px,calc(100% - 80px))}
.home-page>.topbar{display:none}
.home-page .site-header.public-shell-header .nav{min-height:86px;padding-block:0}
.home-page .site-header.public-shell-header .logo-window{width:137px;height:78px}
.home-page .site-header.public-shell-header .logo-window img{width:146px;left:-4px;top:-35px}
.home-page .site-header.public-shell-header .public-brand-descriptor{display:none}
.home-page .site-header.public-shell-header .nav-links{gap:28px}
.home-page .site-header.public-shell-header .nav-cta{background:var(--home-cta-red);padding:15px 21px;box-shadow:none;border-radius:5px}
.home-page .nav-cta span{color:#fff}
.home-page .hero{isolation:isolate;padding:46px 0 40px;background:#052d4b;overflow:hidden}
.home-page .home-hero-photo{position:absolute;z-index:-3;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 42%;transform:translateX(-12%);mask-image:linear-gradient(90deg,#000 0%,#000 84%,transparent 100%)}
.home-page .hero::before{inset:0;z-index:-2;background:linear-gradient(90deg,#032c4ff5 0%,#032c4fe6 28%,#032c4f55 49%,transparent 66%);mask-image:none}
.home-page .hero::after{display:none}
.home-page .hero-grid{z-index:auto;grid-template-columns:minmax(0,1fr) 410px;gap:clamp(100px,15vw,250px);align-items:start}
.home-page .hero-copy{max-width:520px;padding:6px 0 0}
.home-page .eyebrow{font-size:12px;font-weight:800;letter-spacing:.16em;gap:16px;margin-bottom:15px;color:#fff}
.home-page .eyebrow>span{width:38px;height:3px;background:var(--home-red)}
.home-page .hero h1{font-size:clamp(44px,4.15vw,62px);font-weight:800;line-height:1.08;letter-spacing:-.045em;margin-bottom:20px;color:#fff}
.home-page .hero h1 em{color:inherit}
.home-page .intro{max-width:470px;font-size:18px;line-height:1.65;color:#f0f5fa;margin-bottom:27px}
.home-page .hero-trust{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px;max-width:465px;margin-top:0}
.home-page .hero-trust>div{display:flex;flex-direction:column;align-items:flex-start;gap:9px}
.home-page .home-trust-icon{display:grid;place-items:center;width:60px;height:60px;border:1px solid #e0ebf3;border-radius:50%;color:#fff}
.home-page .home-trust-icon svg{width:34px;height:34px}
.home-page .hero-trust strong{font-size:15px;line-height:1.4;font-weight:650}
.home-page .hero-reassurance{margin-top:25px;padding-top:16px;max-width:490px;border-color:#8bafc43b}
.home-page .hero-reassurance strong{font-size:15px;line-height:1.5;font-weight:400;color:#dce8f3}
.home-page .form-card{border:1px solid #e0e7ee;border-top:5px solid var(--home-red);border-radius:8px;padding:24px;box-shadow:0 16px 42px #00172835;scroll-margin-top:102px}
.home-page .form-card-head{display:none}
.home-page .progress-meta{justify-content:flex-start;gap:10px;font-size:13px;margin:0;font-weight:500}
.home-page #stepName{font-weight:750;color:#073256}
.home-page #stepName::after{content:'•';margin-left:10px;color:var(--home-red)}
.home-page .progress{height:8px;margin:11px 0 24px;border-radius:5px;position:relative;background:#dde5ed}
.home-page .progress::after{content:'';position:absolute;inset:0;background:repeating-linear-gradient(90deg,transparent 0 calc(20% - 5px),white calc(20% - 5px) 20%);pointer-events:none}
.home-page .progress span{background:var(--home-red)}
.home-page .form-step h2{font-size:29px;line-height:1.12;letter-spacing:-.04em;color:#082d50;margin-bottom:19px}
.home-page .form-step[data-step="0"] h2{max-width:300px;font-size:31px}
.home-page .form-step[data-step="0"]>.step-eyebrow,.home-page .form-step[data-step="0"]>.hint{display:none}
.home-page .form-step label:not(.option):not(.consent label):not(.rapport-option){font-size:12px;margin-top:15px;color:#092f54}
.home-page .form-step input:not([type=checkbox]):not([type=radio]):not([type=hidden]),.home-page .form-step select{min-height:48px;border-radius:5px;background-color:#fff}
.home-page .primary{justify-content:center;gap:18px;background:var(--home-red);border-radius:5px;box-shadow:none;font-weight:750;margin-top:21px}
.home-page .primary:hover,.home-page .site-header.public-shell-header .nav-cta:hover,.home-page .mobile-cta:hover,.home-page .closing-cta .secondary-cta:hover{background:#c80630}
.home-page .form-footnote{font-size:10px;color:#59718a}
.home-page .home-form-disclosure{font-size:10px;line-height:1.5;color:#59718a;text-align:center;margin:12px 0 0;padding-top:12px;border-top:1px solid #e3eaf0}
.home-page .carrier-section{padding:36px 0 32px;background:#fff;color:#073465}
.home-page .carrier-heading{max-width:none;text-align:left;margin:0 0 24px}
.home-page .carrier-heading .eyebrow{justify-content:flex-start;color:#0a3260}
.home-page .carrier-heading h2,.home-page .section-heading h2,.home-page .faq-heading h2{font-size:clamp(29px,3.25vw,45px);line-height:1.16;letter-spacing:-.045em;font-weight:800;margin:0}
.home-page .carrier-heading>p:last-child{max-width:800px;margin:12px 0 0;color:var(--home-muted);font-size:15px}
/* Original eight logo assets, white treatments and AHL lockup are retained. */
.home-page .carrier-logos{padding:18px;background:#051f3c;border-radius:10px}
.home-page .carrier-logo-card{height:112px}
.home-page .carrier-disclaimer{color:#5a7088;margin-top:16px;font-size:11px}
.home-page .product-overview{padding:40px 0 44px;background:#edf7fe}
.home-page .section-heading{max-width:none;text-align:left;margin:0 0 25px}
.home-page .section-heading .eyebrow{justify-content:flex-start;color:#0a3260}
.home-page .product-card-grid{grid-template-columns:repeat(6,minmax(0,1fr));gap:20px}
.home-page .product-card-grid>a{grid-column:span 2;display:flex;flex-direction:row;align-items:flex-start;gap:22px;min-height:182px;padding:23px;border:1px solid #cfe1ef;border-radius:8px;box-shadow:none;transition:transform .18s ease,box-shadow .18s ease}
.home-page .product-card-grid>a:nth-child(n+4){grid-column:span 3;min-height:158px}
.home-page .product-card-grid>a:hover{transform:translateY(-3px);box-shadow:0 10px 22px #07345712}
.home-page .product-card-grid>a>.home-product-icon{flex:0 0 70px;width:70px;height:70px;display:grid;place-items:center;border-radius:50%;background:#ffe8ec;color:var(--home-red);margin:0}
.home-page .home-product-icon svg{width:42px;height:42px}
.home-page .product-card-grid h3{font-size:19px;line-height:1.3;letter-spacing:-.035em;margin:1px 0 9px}
.home-page .product-card-grid p{font-size:15px;line-height:1.55;margin-bottom:14px}
.home-page .product-card-grid strong{display:block;font-size:13px;line-height:1.5;font-weight:750;color:#d70732}
.home-page .product-card-grid strong span{margin-left:5px}
.home-page .coverage-section{padding:42px 0 46px;background:linear-gradient(115deg,#032c4d,#05365d);color:#fff}
.home-page .coverage-section .section-heading .eyebrow,.home-page .coverage-section .section-heading h2{color:#fff}
.home-page .coverage-section .section-heading h2{font-size:clamp(28px,3vw,41px)}
.home-page .reason-grid{gap:0}
.home-page .reason-grid article{min-height:0;padding:0 38px 0 0;border:0;border-right:1px solid #376181;border-radius:0;background:transparent;overflow:visible}
.home-page .reason-grid article+article{padding-left:45px}
.home-page .reason-grid article:last-child{border:0;padding-right:0}
.home-page .reason-grid article::after{display:none}
.home-page .home-reason-icon{display:grid;place-items:center;width:82px;height:82px;border-radius:50%;background:linear-gradient(135deg,#0c72d0,#07539e);box-shadow:inset 0 1px 1px #ffffff35;margin-bottom:15px}
.home-page .home-reason-icon svg{width:45px;height:45px}
.home-page .reason-grid h3{font-size:22px;line-height:1.3;margin-bottom:10px}
.home-page .reason-grid p{font-size:17px;line-height:1.6;color:#dfebf5;max-width:350px}
.home-page .faq-section{padding:38px 0 44px;background:#fff}
.home-page .faq-grid{grid-template-columns:.9fr 1fr;gap:70px;align-items:start}
.home-page .faq-heading{position:static;padding-top:13px}
.home-page .faq-heading .eyebrow{color:#0a3260}
.home-page .faq-heading h2{margin-bottom:15px}
.home-page .faq-heading>p:last-child{max-width:440px;font-size:14px}
.home-page .faq-list{display:grid;gap:6px}
.home-page .faq-list details{border:1px solid #cfdeeb;border-radius:8px;background:#fff}
.home-page .faq-list summary{font-size:15px;line-height:1.4;padding:17px 20px;gap:20px}
.home-page .faq-list summary span{font-size:0;width:10px;height:10px;border-right:2px solid var(--home-red);border-bottom:2px solid var(--home-red);transform:rotate(45deg);flex-shrink:0;margin-top:-5px}
.home-page .faq-list details[open] summary span{transform:rotate(225deg);margin-top:5px}
.home-page .faq-list details p{font-size:14px;line-height:1.65;margin:0;padding:0 20px 18px}
.home-page .closing-cta{position:relative;isolation:isolate;padding:42px 0;background:#032c4b;overflow:hidden}
.home-page .home-closing-photo{position:absolute;z-index:-3;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 42%}
.home-page .closing-cta::before{content:'';position:absolute;z-index:-2;inset:0;background:linear-gradient(90deg,#032c4ffa 0%,#032c4fdf 38%,#032c4f33 65%,transparent)}
.home-page .closing-inner{display:block}
.home-page .closing-inner>div{max-width:600px}
.home-page .closing-inner h2{font-size:clamp(29px,3.1vw,43px);line-height:1.12;font-weight:750;letter-spacing:-.04em;margin-bottom:12px}
.home-page .closing-inner p{font-size:17px;color:#f0f5fb;margin:0 0 15px}
.home-page .closing-cta .secondary-cta{margin-top:0;background:var(--home-red);border-radius:5px;padding:14px 21px;font-size:14px;gap:20px}
.home-page footer{padding:32px 0 22px;background:#032b4b;color:#c5d6e5;border-top:1px solid #375875}
.home-page .public-shell-footer .footer-grid{grid-template-columns:.75fr 1.1fr 1fr .9fr 1.2fr;gap:30px;padding-bottom:28px}
.home-page .public-shell-footer .footer-links strong,.home-page .public-shell-footer .footer-contact strong{font-size:12px;letter-spacing:.06em;margin-bottom:6px}
.home-page .public-shell-footer .footer-links a,.home-page .public-shell-footer .footer-contact a{font-size:12px;line-height:1.5;color:#dae6ef}
.home-page .public-shell-footer .footer-links a:hover{color:#fff;text-underline-offset:4px}
.home-page .footer-logo{border-radius:5px;width:130px;height:76px}
.home-page .footer-logo img{width:140px;left:-4px;top:-33px}
.home-page .legal{padding-top:19px;gap:30px;color:#a6bfd3;align-items:center}
.home-page .legal p{max-width:850px;font-size:11px;line-height:1.65}
.home-page .public-policy-links{width:min(1320px,calc(100% - 80px));margin:22px auto 0;padding:0;border:0;justify-content:flex-start;gap:10px 20px;font-size:11px}
.home-page .public-policy-links a,.home-page .tracking-preferences{color:#c8dbea;text-underline-offset:3px}
.home-page .facebook-button{background:#104c7c;box-shadow:none}
@media(max-width:1200px){.home-page .wrap{width:calc(100% - 56px)}.home-page .hero-grid{grid-template-columns:minmax(0,1fr) 380px;gap:100px}.home-page .hero h1{font-size:49px}.home-page .intro{font-size:17px}.home-page .hero-trust{gap:14px}.home-page .product-card-grid>a{padding:20px;gap:17px}.home-page .product-card-grid>a>.home-product-icon{flex-basis:56px;width:56px;height:56px}.home-page .home-product-icon svg{width:34px;height:34px}.home-page .product-card-grid h3{font-size:18px}.home-page .public-shell-footer .footer-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.home-page .public-shell-footer .footer-brand{grid-column:1/-1}.home-page .public-policy-links{width:calc(100% - 56px)}}
@media(max-width:950px){.home-page .hero-grid{grid-template-columns:minmax(0,1fr) 350px;gap:28px}.home-page .hero-copy{padding-top:0}.home-page .hero h1{font-size:42px}.home-page .intro{font-size:16px}.home-page .hero::before{background:linear-gradient(90deg,#032c4ffa,#032c4fd6 45%,#032c4f33)}.home-page .hero-trust strong{font-size:13px}.home-page .home-trust-icon{width:48px;height:48px}.home-page .home-trust-icon svg{width:28px;height:28px}.home-page .form-card{padding:21px}.home-page .form-step h2{font-size:27px}.home-page .product-card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.home-page .product-card-grid>a,.home-page .product-card-grid>a:nth-child(n+4){grid-column:auto;min-height:175px}.home-page .product-card-grid>a:last-child{grid-column:1/-1}.home-page .reason-grid article{padding-right:22px}.home-page .reason-grid article+article{padding-left:24px}.home-page .reason-grid h3{font-size:20px}.home-page .reason-grid p{font-size:15px}.home-page .faq-grid{gap:35px}.home-page .closing-inner>div{max-width:470px}}
@media(max-width:760px){.home-page .wrap{width:calc(100% - 40px)}.home-page .site-header.public-shell-header .nav{min-height:78px}.home-page .site-header.public-shell-header .logo-window{width:112px;height:65px}.home-page .site-header.public-shell-header .logo-window img{width:122px;top:-30px}.home-page .site-header.public-shell-header .nav-cta{padding:12px;font-size:11px}.home-page .hero{padding:32px 0}.home-page .hero-grid{grid-template-columns:1fr;gap:29px}.home-page .hero-copy{max-width:500px;padding-bottom:0}.home-page .home-hero-photo{height:570px;object-position:62% center;opacity:.8;transform:none;mask-image:none}.home-page .hero::before{background:linear-gradient(0deg,#032c4f 0%,#032c4f 46%,#032c4f80 80%,#032c4f9e 100%)}.home-page .hero h1{font-size:clamp(37px,6.4vw,49px);max-width:450px}.home-page .intro{max-width:400px;line-height:1.6}.home-page .hero-trust{max-width:420px;gap:15px}.home-page .hero-trust strong{font-size:14px}.home-page .hero-reassurance{margin-top:20px;padding-top:15px}.home-page .form-card{width:100%;max-width:540px;justify-self:center;padding:24px;scroll-margin-top:94px}.home-page .carrier-section{padding-block:30px}.home-page .carrier-logos{padding:12px;gap:12px}.home-page .carrier-logo-card{height:100px;padding:18px}.home-page .product-overview{padding-block:32px}.home-page .coverage-section{padding-block:34px}.home-page .reason-grid{grid-template-columns:1fr;gap:25px}.home-page .reason-grid article,.home-page .reason-grid article+article{display:grid;grid-template-columns:64px minmax(0,1fr);gap:0 20px;padding:0 0 24px;border:0;border-bottom:1px solid #376181}.home-page .reason-grid article:last-child{border:0;padding-bottom:0}.home-page .home-reason-icon{grid-row:1/3;width:64px;height:64px;margin:0}.home-page .home-reason-icon svg{width:37px;height:37px}.home-page .reason-grid h3{grid-column:2;margin-bottom:7px}.home-page .reason-grid p{grid-column:2;max-width:none}.home-page .faq-grid{grid-template-columns:1fr;gap:16px}.home-page .faq-section{padding-block:30px}.home-page .faq-heading{padding-top:0}.home-page .closing-cta{padding:34px 0 38px}.home-page .closing-inner>div{max-width:440px}.home-page .home-closing-photo{object-position:68% center;opacity:.75}.home-page .closing-cta::before{background:linear-gradient(90deg,#032c4feb,#032c4fb8 60%,#032c4f33)}.home-page .public-shell-footer .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:26px}.home-page .public-shell-footer .footer-contact{grid-column:auto}.home-page .public-policy-links{width:calc(100% - 40px)}.home-page .legal{flex-direction:column;align-items:flex-start;gap:13px}.home-page .eyebrow{font-size:10px;gap:12px}.home-page .eyebrow>span{width:30px;height:2px}.home-page .mobile-cta{background:var(--home-cta-red)}}
@media(max-width:520px){.home-page .site-header.public-shell-header .nav{grid-template-columns:1fr auto minmax(0,128px);gap:9px}.home-page .site-header.public-shell-header .logo-window{width:98px;height:59px}.home-page .site-header.public-shell-header .logo-window img{width:107px;top:-25px}.home-page .site-header.public-shell-header .nav-cta{padding:11px 10px;font-size:10px}.home-page .hero h1{font-size:39px;line-height:1.09}.home-page .hero-copy{max-width:none}.home-page .intro{font-size:16px;max-width:340px}.home-page .hero-reassurance strong{font-size:13px}.home-page .hero-trust strong{font-size:13px}.home-page .hero-trust{gap:20px}.home-page .form-card{padding:21px}.home-page .form-step input:not([type=checkbox]):not([type=radio]):not([type=hidden]),.home-page .form-step select{font-size:16px}.home-page .form-step[data-step="0"] .two{grid-template-columns:1fr 1.25fr;gap:12px}.home-page .carrier-heading h2,.home-page .section-heading h2,.home-page .faq-heading h2{font-size:31px}.home-page .carrier-logos{padding:10px;gap:10px}.home-page .carrier-logo-card{padding:14px 10px;height:88px}.home-page .carrier-logo-card .ahl-lockup{gap:6px}.home-page .ahl-lockup .ahl-seal{width:36px!important;height:36px!important}.home-page .ahl-name{font-size:12px}.home-page .ahl-name small{font-size:7px;letter-spacing:0}.home-page .product-card-grid{grid-template-columns:1fr;gap:13px}.home-page .product-card-grid>a,.home-page .product-card-grid>a:nth-child(n+4){grid-column:auto;min-height:0;padding:21px 18px;gap:17px}.home-page .product-card-grid h3{font-size:20px}.home-page .product-card-grid p{font-size:15px;margin-bottom:11px}.home-page .product-card-grid strong{font-size:13px}.home-page .reason-grid article,.home-page .reason-grid article+article{grid-template-columns:54px minmax(0,1fr);column-gap:17px}.home-page .home-reason-icon{width:54px;height:54px}.home-page .home-reason-icon svg{width:32px;height:32px}.home-page .reason-grid h3{font-size:20px}.home-page .faq-list summary{padding:15px;font-size:14px;gap:15px}.home-page .faq-list details p{padding:0 15px 16px}.home-page .closing-inner>div{max-width:310px}.home-page .closing-inner h2{font-size:32px}.home-page .closing-inner p{font-size:16px}.home-page .public-shell-footer .footer-contact{grid-column:1/-1}.home-page footer{padding-bottom:84px}}
@media(prefers-reduced-motion:reduce){.home-page .product-card-grid>a{transition:none}.home-page .product-card-grid>a:hover{transform:none}}